Our featured option for exploring an online business payment account. The product is relevant to UK business payments and international currency flows; acceptance and pricing still need to match your company.
- Currencies
- GBP · EUR · USD
- Payment routes
- SEPA · SWIFT · FPS · CHAPS
- Account provider
- SMARTFLOW PAYMENTS LIMITED
What the published product describes
The business page names GBP, EUR and USD, online onboarding and SEPA, SWIFT, Faster Payments and CHAPS. Treat these as provider statements; confirm the routes available to your account before sending funds.
Official reference ↗Three points to resolve before applying
- Eligibility: one section refers to UK applicants; the FAQ says UK/EU companies. Obtain written confirmation for your entity and owners.
- Pricing: the product page advertises no monthly fee and mentions a setup fee. A complete numerical tariff was not available in the readable pricing page during our check. Request the current schedule.
- Onboarding: any advertised opening time depends on a complete file and approval. It is not a guaranteed deadline.
The legal account provider
Sends’ terms identify SMARTFLOW PAYMENTS LIMITED, company 11070048, as an authorised electronic money institution, FCA reference 900873. This is the provider’s legal disclosure, not a bank-deposit claim. Check the current register and applicable contract.
Official reference ↗ · Money protection