UK Business Account Guide / 2026

The true shape of account costs

Sources checked 23 September 2026 · UK Business Account Guide Editorial

Compare two written quotes using the same monthly activity. Enter all amounts in GBP or a consistent GBP equivalent. No provider’s tariff is preloaded.

Quote A
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Quote B
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Calculation and assumptions

M = subscription + transfers × fee + FX volume × FX% / 100 + extras

The first-year estimate is 12 × M + setup. It assumes constant activity and prices. Enter intermediary costs, cash charges and VAT in “other” where relevant. The model does not calculate live exchange rates, tiered pricing or promotional periods; request a provider quote for those cases.

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