Sends — account overview
Payment / e-moneyNo. 1 in our editorial shortlist
Online business payment account with GBP, EUR and USD, and SEPA, SWIFT and UK payment routes.
Account costs
£0 monthly advertised; setup fee to confirm
Opening requirements to check
UK-only and UK/EU eligibility wording coexist on the product page. Confirm your company, owners and tariff before applying.
Starling Bank — account overview
Bank accountUK business current account with app and online banking.
Account costs
£0 monthly account fee
Opening requirements to check
Check director residency and business eligibility. Cash deposits and additional services can carry fees.
Wise Business — account overview
Payment / e-moneyReceive, hold and convert currencies for international business.
Account costs
£50 one-time for full business features
Opening requirements to check
Transfer and conversion charges depend on currency and route. Account details are subject to eligibility.
Revolut Business — account overview
Bank accountBusiness current account with currency sub-accounts and team spend tools. Current UK terms name Revolut Bank UK Ltd.
Account costs
Basic: £10/month
Opening requirements to check
Check the legal entity on your agreement and each plan’s FX and payment allowances.
Tide — account overview
Platform + partner bankBusiness finance platform; its current account is powered by ClearBank.
Account costs
Free plan: £0/month; usage fees
Opening requirements to check
Tide itself is not a bank. Check the provider named in your account terms, transfer and cash fees.
Monzo Business — account overview
Bank accountApp-led UK business banking with optional paid tools for growing teams.
Account costs
Lite: £0/month; Pro: £9/month
Opening requirements to check
Check supported company types, UK residency and which tools need a paid plan.
HSBC UK — account overview
Bank accountSmall-business account combining digital banking with a wider banking relationship.
Account costs
Small Business account: no monthly fee
Opening requirements to check
Product eligibility and extra-service fees apply. A free subscription does not make every transaction free.
Barclays — account overview
Bank accountBusiness banking with online and app account management.
Account costs
Check the applicable business tariff
Opening requirements to check
The product page was not fully accessible during this review. Opening route and current fees need direct confirmation.
NatWest — account overview
Bank accountSeparate account propositions for start-ups and established UK businesses.
Account costs
Varies by account and business stage
Opening requirements to check
Compare ongoing charges after any introductory period and the eligibility for the particular account.
Lloyds Bank — account overview
Bank accountUK business current accounts and a published document checklist for account opening.
Account costs
Check current account tariff
Opening requirements to check
Ownership structure, UK operations and named individuals matter. Extra information may be requested.
Mettle — account overview
Bank accountNatWest’s digital business account focused on everyday finances and accounting connections.
Account costs
Free business account
Opening requirements to check
Check business structure, UK trading requirements and international payment capabilities before choosing.
ANNA Money — account overview
Payment / e-moneyBusiness account with invoicing and administrative tools.
Account costs
Free-to-open options; plan and usage fees apply
Opening requirements to check
Check the underlying e-money provider, VAT on plan fees and optional accounting services.
Zempler Bank — account overview
Bank accountOnline business banking with Post Office cash deposits and paid-plan upgrades.
Account costs
Business Go: £0/month
Opening requirements to check
Go includes three outgoing payments or transfers a month, then 35p each. Cash deposits cost extra.
Metro Bank — account overview
Bank accountBusiness current account with store access and digital account management.
Account costs
Balance and transaction conditions apply
Opening requirements to check
Confirm the opening route directly; online banking does not necessarily mean an entirely online application.
Virgin Money — account overview
Bank accountBusiness current account with a published introductory everyday-banking offer.
Account costs
Eligible introductory offer; then £6.50/month
Opening requirements to check
Check the 25-month offer’s eligibility, exclusions and the ongoing transaction tariff.